From the category archives:

Mortgages

No Income Mortgage

A No Income Mortgage may sound like the stuff of dreams, where you can borrow money and never have to repay it, because how can you, if you have no income? However, sadly, a no income mortgage is not as simple as that. Simply put, it is a self certification mortgage, where you do not [...]

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Second Mortgage Refinance

Second mortgage refinance can be a useful debt consolidation tool, if used intelligently. Many people in modern Britain are burdened by debt due to defaulting on credit card repayments, loans, mobile phone bills etc. These debts can become overwhelming, especially if one has several debts, spread over different lenders. One may not have the disposable [...]

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Equity Release Mortgages

For most people, the biggest investment they ever make is in buying a house. Sometimes, though, one needs to get hold of some of that money tied up in the house. You don’t need t sell up and move in order to do that. If you own your own home, regardless of whether or no [...]

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Right to Buy Mortgages

In the UK, the 1981 Housing Act, which is still in force, gave council, housing trust and housing association tenants the right to purchase the homes they are living in. This, for many people, especially those on low incomes, is the first step up on to the property ladder, as good discounts are available, based [...]

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